Welcome to a charming A-frame retreat nestled on almost 3.9 acres of serene wooded land located near Bay City State Park and Saginaw Bay. The open-concept design seamlessly connects the spacious living room, dining area and kitchen, creating a perfect space for gatherings and everyday living. The main level includes a comfortable bedroom with easy access to a full bath. Upstairs, you will find a spacious loft area that can serve as a versatile space, ideal for a home office, additional sleeping quarters, or a cozy reading nook. Gorgeous wide plank pine floors throughout the 2nd level. Outside, the property features a 25x30 outdoor building with a wood-stove, offering ample space for a workshop, storage, or hobby area. Additionally, 2 greenhouses are included, providing the opportunity for gardening enthusiasts to cultivate their own plants and flowers year-round: 1 is located behind the house; the other is behind the garage. There is an auxiliary n/g wall furnace on the 1st level.